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| S.A.F.E Basic | S.A.F.E Classic | Claims Requirements |
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S.A.F.E. (Standard's Accident & Fire Extensive Coverage)
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S.A.F.E. Basic offers protection against fire and lightning losses only. It is bundled with the following coverage:
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Property Damage Insurance - financial protection for losses due to fire and lightning |
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Personal Accident - a comprehensive worlwide accident plan which covers the property owner and family members 24-hours a day for one year. |
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Third Party Liability - safeguards property owner and household members against accidental bodily injury or property damage liabilities sustained by third party / parties within the insured property premises. |
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Household Employee Insurance - covers against property loss and well-being of household helpers. |
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Additional Features - coverages for displaced occupant's temporary lodging, rental income recovery for landlords and cleaning costs after a fire. |
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S.A.F.E. Classic covers all losses due to fire and lightning, typhoon, explosion, aircraft damage, riot and strike, malicious damage, earthquake (fire and shock), flood, smoke, vehicle impact, and housebreaking/burglary . It is also bundled with the following coverages:
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Property Damage Insurance - financial protection for losses due to fire and lightning, typhoon, explosion, aircraft damage, riot and strike, malicious damage, earthquake (fire and shock), flood, smoke, vehicle impact, housebreaking/burglary . |
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Personal Accident - a comprehensive worldwide accident plan which covers the property owner and family members 24-hours a day for one year. |
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Third Party Liability - safeguards property owner and household members against accidental bodily injury or property damage liabilities sustained by third party / parties within the insured property premises. |
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Household Employee Insurance - covers against property loss and well-being of household helpers. |
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Additional Features - coverages for displaced occupant's temporary lodging, rental income recovery for landlords and cleaning costs after a fire. |
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Industrial All Risk Insurance is an "all risk protection" against loss or damage to industrial plants which also includes Business Interruption cover and Machinery Breakdown cover.
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