Standard Insurance 3-in-1 Protect is an integrated commercial insurance solution designed for haulers, trucking operators, and logistics companies moving general merchandise across the Philippines. It consolidates three essential coverages into one single policy: comprehensive commercial truck insurance (with auto personal accident), inland marine cargo protection for goods in transit, and personal accident coverage for drivers and crew members
Protect Your Trucks, Cargo, Drivers, and Crew in One Policy
Get all-in-one logistics insurance that combines commercial truck insurance, inland marine cargo coverage, and personal accident benefits for drivers and crew members.
Standard Insurance 3-in-1 Protect is designed for haulers, trucking operators, logistics companies, and transport businesses moving general merchandise across the Philippines.
Transporting general merchandise involves multiple risks affecting your vehicles, cargo in transit, drivers, and crew members. Managing separate insurance policies for each risk can also be time-consuming.
Standard Insurance 3-in-1 Protect is an integrated commercial insurance solution developed for logistics companies, haulers, and trucking operators.
3-in-1 Protect simplifies your insurance coverage by combining commercial truck insurance, inland marine cargo protection, and personal accident insurance for drivers and helpers into one comprehensive insurance package.
Eligibility: Available to Standard Insurance customers with new or existing commercial truck insurance policies.
3-in-1 Protect provides comprehensive protection across three essential areas of your transport operations.
Commercial Vehicle Protection
Provides coverage for insured commercial trucks against covered physical damage, collision-related loss, theft, third-party bodily injury, and third-party property damage.
Auto Personal Accident Coverage
Includes Auto Personal Accident benefits for covered vehicle occupants, subject to the policy’s terms, conditions, and limits.
Goods-in-Transit Protection
Protects insured general merchandise against covered physical loss or damage while being transported by road within the Philippines.
Coverage may include insured risks arising from road collisions, fire, overturning, and theft while the cargo is in transit, subject to the policy’s terms, conditions, exclusions, and territorial limits.
Financial Protection for Your Workforce
Provides personal accident benefits for covered truck drivers, helpers, and crew members.
Benefits may include financial assistance for accidental injury, emergency medical treatment, permanent disability, or accidental death sustained during covered transport operations.
3-in-1 Protect combines three types of insurance coverage:
Commercial truck insurance for covered vehicle damage, theft, and third-party liabilities
Inland marine cargo insurance for covered loss or damage to general merchandise in transit
Personal accident insurance for covered truck drivers, helpers, and crew members
Coverage remains subject to the applicable policy terms, conditions, limits, and exclusions.
3-in-1 Protect is designed for logistics companies, haulers, trucking businesses, and transport operators moving general merchandise.
It is available to customers with new or existing commercial truck insurance policies issued by Standard Insurance.
Yes. The personal accident component provides coverage for eligible truck drivers, helpers, and crew members against covered accidental injury, medical expenses, permanent disability, or accidental death.
The inland marine cargo component covers eligible general merchandise transported by road within the territorial limits specified in the policy.
Specific routes, cargo types, limits, conditions, and exclusions may apply.
3-in-1 Protect is currently available to Standard Insurance customers with new or existing commercial truck insurance policies.
Contact Standard Insurance to confirm your eligibility and available coverage options.
Customer Service Hotline: (+632) 8845-1111
Email Support: teamonline@standard-insurance.com
Nationwide Support: Visit any Standard Insurance branch nationwide.