

Accident and hospital cash protection designed for teachers and educators in the Philippines. Bayaning Guro Protect by Standard Insurance provides affordable accident coverage, hospital cash benefits, and medical expense reimbursements for teachers both inside and outside the classroom.
Give Back to Our Teachers Today, Empower educators with the affordable financial security they deserve.
Bayaning Guro Protect is a specialized teacher insurance plan designed to safeguard educators who mold young minds and build the nation. Recognizing that teachers are exposed to daily commuting and everyday accident risks, Standard Insurance conceptualized this highly affordable policy to provide eligible teachers with affordable financial protection against covered accidents and selected hospitalization expenses.
Bayaning Guro Protect combines accidental disability, medical reimbursement, daily hospital allowances, and emergency family assistance:
Accidental Death & Permanent Total Disablement: Delivers direct financial compensation to the teacher or designated beneficiaries in the event of accidental loss of life or permanent disability resulting from a road crash or everyday incident.
Unprovoked Murder & Assault: Provides the applicable benefit for eligible bodily injury, disability, or death resulting from an unprovoked murder or assault, subject to policy definitions and exclusions.
Accidental Medical Expense Reimbursement (With Motorcycling Risk): Reimburses eligible actual expenses due to a covered accident.—including injuries sustained while operating or riding a motorcycle.
* Accidental medical expense coverage may extend to eligible motorcycle-related injuries, subject to licensing, safety, benefit limits, and policy exclusions.
Daily Hospital Cash Assistance (Accident & Sickness): Provides a fixed daily cash benefit during eligible confinement. Uniquely covers hospitalization resulting from both accidental injuries and natural illnesses/sicknesses.
Cash Assistance Benefit (Non-Accidental Death): Provides a lump-sum emergency financial assistance benefit in the event of loss of life due to natural causes or illness.
Burial Expense Benefit: Provides a burial or funeral assistance benefit following an eligible death, subject to the applicable limit and policy conditions..
Starting at premiums as low as ₱385.00 per year, Bayaning Guro Protect delivers comprehensive, high-value financial security tailored to a teacher's budget.
Bayaning Guro Protect covers accidental death, permanent total disablement, unprovoked murder and assault, medical expense reimbursements (including motorcycle risks), burial assistance, and non-accidental death cash benefits.
Yes. Unlike standard accident policies, Bayaning Guro Protect includes Daily Hospital Cash Assistance for hospital confinements resulting from both accidental injuries and sickness/natural illnesses (up to a maximum of 30 days).
Yes. The medical reimbursement benefit explicitly extends to cover motorcycling risks during daily commutes.
Landline: +632-8845-1111
Email: inquiry@standard-insurance.com
Branch Network: Visit any Standard Insurance branch nationwide