Office Protect by Standard Insurance is a multi-peril commercial insurance package designed to safeguard Philippine corporate offices, facilities, and assets against property damage, natural hazards, general liabilities like third-party liabilities, equipment breakdown, and operational disruptions.
Secure Your Corporate Workplace Today. Protect your commercial office operations with Standard Insurance.
Help protect your office property, business assets, employees, and third-party liabilities against covered risks.
Standard Office Protect is a multi-peril commercial office insurance solution in the Philippines covering fire, natural hazards, electronic equipment breakdown, theft, and corporate general liability.
Office Protect by Standard Insurance is a multi-peril commercial insurance package designed to safeguard office spaces, corporate headquarters, and commercial facilities against unexpected property damage, general liability claims, equipment losses, and other covered business risks. It bundles property damage protection, general liability insurance coverage, workplace liability and employee personal accident benefits so management can focus on daily business operations.
Office Protect offers structured multi-layered protection tailored to corporate offices and commercial tenants:
Protects insured building improvements, office contents, fixtures, furniture, equipment, and other declared property and physical assets against major hazards like:
Mitigates financial, technical, and human resource exposures within the workplace:
Comprehensive General Liability (CGL) Insurance: Provides coverage for eligible legal liability arising from third-party bodily injury or property damage connected with the insured premises or covered business operations.
Money, Securities, and Payroll Insurance: Provides protection for eligible business money, securities, or payroll against specified insured risks while on the premises or in authorized transit, subject to limits and security conditions.
Personal Accident Insurance for Employees: Direct financial support for business owners and office staff in the event of an accident. Covers accidental death, permanent disablement, emergency medical treatment, and burial assistance.
Electronic Equipment Insurance (EEI): Provides coverage for eligible sudden and unforeseen physical loss or damage to declared electronic equipment from insured causes, subject to exclusions.
Plate Glass Coverage: Covers accidental breakage of fixed glass panels, doors, windows, partitions, and other declared plate glass exterior glass facades, or interior glass dividers from perils not covered under basic property damage.
Extra Expense Coverage: Reimburses eligible additional expenses reasonably incurred to continue or resume operations following a covered property loss, subject to the selected limit and indemnity period.
Office Protect is a multi-peril insurance package covering office building damage, property loss from natural disasters (Acts of Nature), third-party general liability(CGL), employee personal accidents, robbery/payroll loss, and electronic equipment breakdown.
No. Office Protect provides coverage for eligible sudden and unforeseen physical loss or damage to declared electronic equipment from insured causes but not from cyberattack, data breaches or data loss.
If your primary office facility suffers an insured property loss (like from a fire or major flood), Extra Expense coverage pays for the necessary excess costs required to operate temporarily at another location so your business can continue.
Yes. Electronic Equipment Insurance (EEI) specifically covers desktop computers, server infrastructure, printers, and data processing apparatus against sudden electronic breakdowns.
Landline: +632-8845-1111
Email: inquiry@standard-insurance.com
Branch Network: Visit any Standard Insurance branch nationwide