Safeguard your commercial fleet and logistics operations against road risks. Truck Protect by Standard Insurance offers comprehensive truck insurance in the Philippines covering physical vehicle damage, theft, natural hazards, third-party liability, and driver personal accidents.
Protect Your Commercial Truck Fleet Today. Get comprehensive truck insurance protection with Truck Protect.
Standard Insurance Truck Protect is a comprehensive commercial truck insurance solution designed to mitigate the high-value financial, physical, and legal risks associated with commercial trucking, hauling, delivery, and logistics operations.
Whether you manage delivery trucks, cargo trucks, tractor heads, trailers, and other eligible commercial vehicles, Truck Protect helps reduce the financial impact of covered accidents, theft, liability claims, and vehicle damage.
Our truck insurance package provides protection across core legal, property, and personal coverages:
The legally mandated commercial vehicle insurance required for Land Transportation Office (LTO) registration. It covers financial liabilities for death or bodily injury sustained by third parties in an accident, up to statutory policy limits.
Provides additional liability protection for eligible third-party bodily injury or death claims exceeding the applicable CTPL limit.
Covers legal and financial liabilities if your insured truck damages another person’s property, structure, or vehicle during a road collision.
Financial protection against total loss or physical damage to your commercial truck caused by accidental collisions, overturning, falling objects, fire, or third-party malicious acts. It also includes coverage for the loss of the whole vehicle or parts thereof due to theft or carjacking.
May provide medical expense reimbursement and scheduled benefits for permanent disability or accidental death.
Optional comprehensive protection against severe natural disasters in the Philippines, including typhoons, floods, earthquakes, volcanic eruptions, lightning, and natural fires. Eligible repair costs may be covered, subject to the deductible, policy limit, adjuster’s assessment, and applicable conditions.
Yes. Compulsory Third Party Liability (CTPL) is mandatory for all commercial trucks and heavy vehicles to register or renew registration with the LTO. However, a comprehensive policy like Truck Protect is recommended to cover vehicle repair costs, theft, and property damage liabilities.
Own Damage covers physical repair costs or total vehicle loss caused by accidental collisions, fire, overturning, or malicious damage. The Theft extension covers the loss of the whole vehicle or parts thereof due to theft or carjacking.
Yes. The Auto-PA (Personal Accident) rider provides financial benefits to pay for medical bills, hospitalization expenses, disability, or accidental death coverage for both the driver and passengers during a road accident.
Commercial logistics frequently operate during severe weather. Acts of Nature coverage ensures that if your truck is submerged in floods, damaged by typhoons, or affected by earthquakes, eligible repair costs may be covered, subject to the deductible, policy limit, adjuster’s assessment, and applicable conditions.
Customer Service Hotline: (+632) 8845-1111
Email Support: teamonline@standard-insurance.com
Nationwide Support: Visit any Standard Insurance branch nationwide.